When health care gets personal

Two things have happened in the last week that make me wonder how we got here.  I’m sitting here, typing away, and retyping every few keystrokes as my persistent, hacking cough overwhelms me and causes me to type on the wrong keys while I quickly try and cover my mouth.  Sounds attractive, right? Yet I can’t go to the doctor.  I am unemployed, and while I have health insurance it’s not the greatest plan in the world.  I only get to go to the doctor three times a year before I start paying out the wazoo for my visits.  I’ve already been to the dentist, have to have an annual checkup later in the year, which leaves me exactly one doctor’s visit to use at my discretion–in the next 48 weeks.

So is my hacking cough bad enough to go to the doctor now?  What if I get appendicitis? What if I break my wrist?  Then I’m up a creek later in the year because I don’t have the finances to cover a visit.  Sure, I could go to someplace like the Fan Free Clinic, which is a cause I support financially when I am able.  Or I could go to a Doc-in-a-Box where they are required to give you a prescription regardless of condition when you walk in, thereby incurring additional costs that I can’t cover.  It’s a vicious circle.

How did we get here?  Continue reading